Business funding for restaurant operators

Funding built for the way restaurants actually run.

Equipment, renovation, payroll, inventory, marketing. Compare real offers from 60+ business lenders in two minutes — no credit hit to check.

A restaurant owner in a chef's coat looking thoughtfully off-camera in a warm professional kitchen during dinner service prep

No credit hit

Soft pull to check options

2-minute check

Answer one question to start

60+ lenders

Compare real offers

$10K – $500K+

Funded in 2–7 business days

Compare offers from lenders like

What restaurants fund with it

Use the capital wherever the next season needs it. There's no purpose restriction once the funds hit your account.

Kitchen equipment

Ovens, ranges, walk-ins, prep tables. Spread the cost across the lifetime of the equipment instead of draining cash on a single purchase.

Renovation & buildout

Dining-room refresh, bar conversion, kitchen reconfiguration. Get the space ready before the next season.

Payroll & seasonal staff

Cover BOH and FOH labor through soft weeks and ramp up for catering, events, and tourism peaks.

Inventory & vendor pre-orders

Lock in pricing on proteins, wine, dry goods. Pay vendors on time and keep favorable terms.

Marketing & POS upgrade

New POS, online ordering, delivery platforms, paid ads, branded packaging.

Second location & expansion

Sign a lease, mobilize on a new buildout, hire a GM, or fund a brand-new concept.

How it works

Three steps. No paperwork to start.

Tell us your amount

Pick the funding range that fits the job. Takes under a minute, no documents needed.

Get matched with lenders

We send your request to a network of 60+ business lenders. Soft pull only — no impact to credit.

Compare offers and fund

Review real rates, terms, and product types. Most operators fund in 2 to 7 business days.

Real restaurant owners, real shifts funded

“Used $40K to bridge payroll through a slow February and ramp staffing for spring. Paid it down when patio season hit. Felt like a real cash-flow tool, not a band-aid.”

Anna B.

Owner, neighborhood Italian, Brooklyn

“We needed a new pizza oven and a hood upgrade before opening the second location. Funded in 5 days. Would have lost the buildout window otherwise.”

Marcus T.

Chef-owner, two-unit concept, Austin

Common questions

Will this hurt my credit?

No. We use a soft credit pull to surface options, which does not impact your personal or business credit score. A hard inquiry only occurs if you accept an offer and complete a full application with that lender.

How fast can I get funded?

Most operators see offers within minutes and are funded in 2 to 7 business days. Some lenders can wire same-day if you accept an offer before noon and your bank is on a major network.

What can I use the funds for?

Anything related to running the restaurant — equipment, renovation, payroll, inventory, marketing, POS upgrades, expansion, working capital. There's no purpose restriction once funds are in your account.

Do I need to be incorporated?

Most lenders prefer an LLC, S-Corp, or C-Corp, but some will fund sole proprietors with a strong personal credit profile. We'll show you what's available based on what you submit.

How much can I borrow?

Most restaurants qualify for $10,000 to $500,000. Larger lines and equipment-secured deals can reach into the millions depending on time in business, revenue, and the collateral type.

Ready to compare offers?

Pick an amount and see what 60+ lenders can do. No credit hit.